RuthCarter

Understanding Transaction Accounts

Full Access Transaction Accounts If you're someone who likes to have access to phone, online and branch banking, then an account that offers these features with low or no fees is the way to go. Most types of these accounts come with a Visa debit card, ... Read >

Term Deposits - Perfect For Long Term Saving

Why a Term Deposit? This type of savings account tends to be a more long term option in comparison to that of a regular bank account. • They're locked for the time period you nominate: from one month to five years, you can choose how long your mo... Read >

How to Save for a Big Purchase

It's important to not allow your financial goals to overwhelm you. Making a big purchase, whether it be for a home, a holiday, renovations, or simply birthday gift for a loved one, shouldn't be something that affects your long term finances too dramatical... Read >

Home Loans and Fees

Application Fees This charge will be absorbed into your home loan, but it's still an additional cost that you should be aware of. Application fees that are charged are not an industry standard, so look for the application fee figure when it comes to di... Read >

Choosing the Right Home Loan for Your Needs

Basic Home Loans As the name suggests, this is the most simple of options when it comes to taking out a home loan, perfect for first home buyers who don't want to be baffled with too many options, yet still want: • competitive interest rates â... Read >